How It Works
Enter your ZIP code and tell us about your suspension type
Get matched with carriers who write policies for suspended license drivers in your state
Choose your coverage and your insurer files any required SR-22 directly with your state DMV
Coverage Options
Understanding your coverage options helps you build a policy that protects what matters — without paying for what you don't need.
SR-22 Insurance
An SR-22 is a certificate of financial responsibility your insurer files with your state DMV, proving you carry minimum required coverage. Most states require it for 3 years after DUI, reckless driving, or driving uninsured.
Non-Owner SR-22
If you don't own a vehicle but need to satisfy SR-22 filing to reinstate your license, a non-owner policy provides liability coverage when you drive borrowed or rental cars. Premiums typically run $25–$50/month.
Liability Insurance
Every state except New Hampshire requires liability coverage, which pays for injuries and property damage you cause to others. Minimum limits vary by state, from $10,000 to $50,000 per accident.
Uninsured Motorist Coverage
Uninsured motorist coverage protects you when hit by a driver with no insurance or insufficient limits. Required in 20 states and recommended in all others, especially for drivers with suspended licenses rebuilding financial stability.
Non-Standard Auto Insurance
Non-standard carriers specialize in high-risk drivers, including those with suspensions, DUIs, or multiple violations. Rates are higher, but these carriers are often the only option for drivers rebuilding their record.
